Invoice finance supplies financing against the whole or part of the debtor book of a company. Invoice financing is normally an umbrella terms for the particular products that give this kind of finance. These products drop under two main groups which are invoice factoring, also described as factoring, and invoice discounting. There are variant products, but typically they will all be a type of invoice discounting or factoring - see below for more details.

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Asset Finance, allows the buyer to spread the cost of acquiring plant, machinery or vehicles over a variety of years. This aids capital and matches the financing to the life of the asset which is essential when structuring the finance of any company.

For a business aiming to expand and purchase new equipment the right type of finance is vital. Whether you are looking at buying brand-new devices or acquiring quality second hand equipment, we can explore solutions.

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Car and Van Specialists.

We will provide the best possible leasing solutions with excellent customer service.

Our experienced team are well placed to meet your needs.

Leasing can provide real cash flow benefits for businesses.

We can advise on the best vehicles for your needs.

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A business loan can be used for numerous reasons, whatever your reason we will take the time to understand your specific needs and work with you to deliver the best outcome.

Business loans can be a good source of funding beyond the existing asset base of your business.

• Terms of up to 5 years for unsecured loans

• Market leading rates.

• Terms of up to 10 years for secured loans.

• Secured loans are typically secured on property at up to 75% LTV.

Bridging loans are usually a short term funding solution used to complete a quick purchase or refinance an existing asset. It is used to ‘bridge’ the gap between a debt due and a credit owed. We understands that the need for fast turnarounds is essential and our specialist team can utilise their network of lenders to find you the best deal.

Bridging loans - cost and timing are everything we know and we're on it.

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Thinking of purchasing your own business premises, or simply looking to obtain commercial finance to invest in a commercial property to let out?

Do you have an existing property portfolio or are you looking to invest in property? Perhaps you have a development or refurbishment project in mind? Maybe you want to sort your residential mortgage. We are here to help you achieve your commercial funding needs and have expert brokers on hand to guide you through the process and realise your commercial potential.

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A great way to make supplier payments. Trade finance allows you to pay suppliers upfront and funds the transaction until you have sold the goods. An excellent solution to support working capital.

• A revolving line of credit

• Allows suppliers to be paid upfront

• Provides funding against confirmed orders

• A great solution for importers but can also be used to pay domestic suppliers

• Used in conjunction with invoice finance it can finance your entire trade cycle from customer order right through to customer payment.

There are a variety of options around that help internationals trade, both exporting and importing and we're happy to explore the best solution for your needs.

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Asset refinance is the financing of existing assets within a business. Typically we can provide 80% of the value of your assets and this can be used for any purpose.

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Asset refinance can be used to release the cash that is tied up in plant and machinery. This can provide a business with a much needed cash injection to use as working capital.

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This is frequently provided as part of a restructure of facilities of a business, when a total assessment of needs and opportunities for a business are undertaken.

This is a sensible way of utilising existing assets to help fund the ongoing business working capital needs.

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~ Invoice discounting can supply up to 90% of the gross worth of your outstanding invoices.
~ When you start the facility this provides a cash injection to your business as cash is generated from the existing sales ledger.
~ On an ongoing basis it is a type of working capital that can smooth cash flow enabling you to pay suppliers and colleagues without the stress of late payments from customers.
~ Invoice discounting can be confidential therefore your customers are unaware of a lender’s involvement.
~ Your business stays in control your credit control function enabling you to have more customer contact.
~ As a type of invoice finance discounting can be cheaper avenue compared to invoice factoring.

~ Smoothing your capital by releasing up to 90 % of the money bound in overdue invoices.
~ Supplying an optional outsourced credit control service to gather in overdue invoices with letters, month end statements and telephone calls.
~ Confidentiality if needed. If you feel that you would like to keep the facility confidential there are confidential factoring facilities available.  Normally it is however a disclosed service.
~ Invoice factoring expands in line with your sales offering the functioning resources to assist your business expand and thrive.
~ Facilities are offered for companies of all sizes from new beginning companies through to significant corporate businesses.